Financial Tools
Rate Calculators
Access mortgage rate and title insurance rate calculators to help estimate costs for your transactions.
Quick Rate Estimates and Cost Information
Use these calculators to estimate mortgage rates and title insurance costs for New York real estate transactions. These tools provide quick estimates to help you advise clients and prepare for closings.
Mortgage Rate Calculator
Calculate estimated monthly mortgage payments based on loan amount, interest rate, and term.
Fidelity National Title Rate Calculator
Calculate title insurance rates using Fidelity National’s official rate calculator.
First American Title Rate Calculator
Calculate title insurance rates using First American’s official rate calculator.
National Rate Calculator
Access the national title insurance rate calculator for standardized rate information.
TIRSA Manual
View the complete TIRSA manual for detailed title insurance rate information and guidelines.
What You Need to Know About Title Insurance Costs
Regulated Rates
Title insurance rates in New York are regulated by the state. All title companies charge the same rate based on the purchase price or loan amount.
One-Time Premium
Title insurance is paid once at closing and protects you for as long as you own the property (owner’s policy) or until the loan is paid off (lender’s policy).
Rate Factors
Premiums are based on the following criteria:
- Purchase price (for owner's policies)
- Loan amount (for lender's policies)
- Property location
- Transaction type (purchase vs. refinance)
Get a Detailed Cost Estimate
For a comprehensive breakdown of all closing costs including title insurance, transfer taxes, and recording fees specific to your transaction, contact our team.